Alternative for saving

You're looking for an alternative to saving because your savings are almost worthless at a bank. In fact, the specter of negative interest rates is also haunting the Netherlands and is already a reality. This means that your savings can actually cost you money. That is why it is high time to look for a good alternative to saving. First of all, you have to ask yourself whether you need the money. For example, for expensive repairs to your home, a new car, or a trip around the world. In that case, it is better to choose a form of saving where you still have your savings at your disposal or one where your money is not fixed for a long time, such as a savings deposit.

Alternative to saving

For the sake of convenience, we're now assuming that you'll be able to spare your money for an extended period of time. This is when you could consider investing, but then you have little certainty that you will get your deposited money back. If the stock market goes down, it could cost you (a lot of) money. Do you want more certainty? Then investing in a holiday home is an excellent alternative to saving. When you purchase a holiday home, you invest your (savings) money in recreational real estate. The nice thing about having a holiday home is that you can rent it out. Naturally, your tenants have to pay to use your property and these are the rental income. This rental income is—after deducting the costs that have to be made for the maintenance of the house etc.— the return on your investment.

On the one hand, the amount of the return depends on the costs. On the other hand, it depends on the amount of the rental income. The more often your holiday home is rented out, the more money it will generate. At Marina Resort Leukermeer you have the choice between fully renting out, partly renting out, or fully using the property for your personal use. Are you choosing to partly rent our your holiday home? Then you will surely enjoy your investment even more. This means you can then spend your holiday in your second home as well.

Rate of return

The rate of the return depends on the costs on the one hand and the amount of rental income on the other hand. After all, the more often your holiday home is rented out, the more money it will generate. At Marina Resort Leukermeer you have the choice between full rental, partial rental, or full private use. If you choose to partly rent out your holiday home, you will enjoy your investment even more. You can then spend your own holiday in your second home as well.

Investing versus savings in the bank

Keeping your savings in the bank or investing in recreational real estate, what's better? Either way, your money is fixed. In the case of investing in real estate, it's stuck in bricks and mortar. In the case of bank savings, your money is stuck in a blocked account at a bank. The return on your money is determined in advance with bank savings. The interest is fixed and will not change in the meantime. With investing in recreational real estate, your return depends on the rental income. In addition, you must also reserve money for the maintenance of the property, meaning that you will also incur costs. On the other hand, you have will have your own place to spend a holiday or long weekend break. Moreover, you can always sell your holiday home if you need your money again. A bank savings account can be terminated prematurely, but that always costs you money in the form of income tax and revision interest that you have to pay.

Are you interested in purchasing a holiday home as an alternative to saving? Marina Resort Leukermeer has several types of holiday homes for sale. These homes have yet to be built and are therefore an excellent investment. For more information, please contact us via phone number +31 (0)6 5469 7271. If you would rather have a personal conversation, you can always schedule a viewing. Our salesperson will be happy to make time for you to answer your questions and to discuss the possibilities.

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